Mortgage Broker Wallingford

Your mortgage will probably be the biggest financial commitment you ever make. Getting the most suitable deal starts with getting sound advice, which is why it is important to choose your mortgage broker carefully. Be assured that by contacting TMS, you will be talking to an experienced professional broker, and not a salesperson.

Whatever your situation, get in touch and let’s see how we can help.
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A service that starts with your needs

Applying for a mortgage is a big step, especially if your situation is not run of the mill. We will help you to achieve your goals every step of the way, starting with a chat with one of our expert advisors. We will take the time to understand your specific circumstances, and match you with the most suitable lenders and products.

We are pleased to help first-time buyers, those seeking to remortgage, the self-employed, buy-to-let landlords, those seeking a bridging loan, and those with adverse credit records. Whatever your situation, get in touch and let’s see how we can help. We will also offer advice on mortgage protection, such as critical illness cover.

First-Time Buyer Mortgages

If you are taking your first steps onto the property ladder, the process can seem a bit daunting. After a chat with one of our advisors, we hope that many of your concerns will be put to rest, and you can be on the way to purchasing your ideal home, as thousands of other people do every year.

Firstly, we’ll help you work out what you can afford, by taking into account your unique financial situation. This will usually be your income, outgoings, and how much deposit you can put down. There are also plenty of mortgage calculator tools online to help you do this.

Once you have an idea of your budget, you can start the fun part! Make a list of your ‘nice to haves’ and ‘must haves’ for your home, and get searching. Once you have found something that ticks all the boxes, you can put an offer in. We can arrange an ‘Agreement in Principle’, which is a provisional offer from a mortgage lender.

Why You Should Live in Wallingford?

Located on the banks of the River Thames, Wallingford is becoming an increasingly popular area for families and retirees to move to.

With many grade-listed buildings, such as the Town Hall, a grade I-listed building, and the Corn Exchange Theatre, a grade II-listed building, you won’t be short of finding historic structures and artefacts to explore in Wallingford.

Wallingford is a picturesque and historic area, something you’d likely see on the back of a postcard. It’s beautiful homes and likely to have you mesmerised.

Not only does Wallingford have the beauty and the history behind it, but there are a great variety of amenities, restaurants, and shops. Here are a few of our favourite locations to visit:

The Boat House
Busy Brush
The Cartshed

Wallingford is probably most famous for its inspiration and location for Midsomer Murders. However, there are a significant number of other local attractions which are perfect to visit and explore, such as the Wallingford Castle and the Wallingford Museum; there’s something to keep everyone entertained.

Although Wallingford doesn’t have its train station, local connections to London and further afield are only a few miles away. You can visit the busy centre of London and return home to the peaceful countryside in no time.

If education is a crucial component in buying a property in Wallingford, you’ll be glad to hear that Wallingford schools have an excellent reputation, providing high standards of teaching to the young people of Wallingford.

Tulip Mortgage's Reviews

    
 
 
        
   Emil Bujalski 
 14/12/2022
 
 
  I had a great experience with Tulip Mortgage. My broker was Stefan, who was very patient with me and very supportive during recent mayhem caused by 30 days of reign of Liz MisTrust.
As first time buyer I had a lot of questions, some maybe trivial to others, but Stefan helped me at every step when I needed assistance.
1 week prior to mini budget disaster Stefan found me a mortgage for 157k, which was almost double then what my bank (NatWest) was offering me after 18 years of loyalty and 996 credit score with Experian.
I ended up with other mortgage and other house, since the house for 157k wasn't available. But that should show to anyone in doubts, that broker will save you money on your mortgage. You can look up offers by yourself and you can be turned down, while broker can find you deal where you wouldn't even know you could look for one.
And if you decide to get a broker service,  I highly recommend Tulip Mortgage.
  
 
       
   Asheika Rhoden 
 23/09/2022
 
 
  I'd like to thank Louisa for all her support since 2020! In 2020, I and my family were able to get a mortgage. Though the odds were against us, Louisa was determined to find us a mortgage deal suitable for our circumstance. Just recently, we've successfully remortgaged at an even lower interest rate, thanks to Louisa for her diligence and determination. 😊
  
 
       
   Astrid Hayles 
 12/06/2022
 
 
  I have just completed a mortgage with Louisa and if it wasn’t for her professional, calm and reassuring manner the process would have been a nightmare. When I needed something actioning or following up Louisa was on hand to help and I am extremely appreciative of the fact that she was an excellent choice. I received a first class service and will not hesitate to use her again or suggest her services to anyone in the future.
  
 
       
   P R 
 08/03/2022
 
 
  We were recommended Louisa by a friend and really glad too. From the start, Louisa was a massive help to us - she helped us every step of the way and was always available whenever we needed her. Having her support and guidance made buying a house a really smooth process. Couldn't have done it without her!
  
 
       
   Chris Rusher 
 19/01/2022
 
 
  We would highly recommend Louisa as a mortgage advisor. She went above and beyond to help us secure our property as we had a lot of set backs and without her help we would have come to a stand still. She always responded to our emails quickly, she is helpful, kind, friendly and makes the whole process less stressful. Great service, lovely lady.
  
 
       
   Will Nightingale 
 11/01/2022
 
 
  Thoroughly recommended. Louisa makes the whole process very straightforward and stress-free.
  
 
       
   Anders Lagerstedt 
 04/12/2021
 
 
  Very good, professional service. So glad I went with Tulip. Would definitely recommend!
  
 
       
   Sylvester Anastasiou 
 30/11/2021
 
 
  Great service always responded to any queries promptly. Would highly recommend their services
  
 
       
   Jodie Zeepvat 
 29/11/2021
 
 
  We were recommended to Louisa by a friend and we are so happy they we were! Starting the process of moving when we were going to be in a chain and thinking of a new mortgage was pretty daunting!

Louisa is professional, down to earth and really wanted to make sure she found the right deal for us. She kept us informed the whole way through as rates changed alot during the start of our application, her attentiveness to us to make sure we were still happy to go ahead was wonderful.

Louisa never minds how many questions we ask of her and how many times she has to explain something to us! She was always so quick to respond to emails or talk through something on the phone if needed.

We felt very safe in her hands and we would highly recommend her.

Our Mortgage Services in Wallingford

We will make it our mission to understand exactly what your requirements are, and find a solution which is tailored to your needs. We don’t take commission from third parties to sell you products, so you can talk to us with the full confidence that we are putting your best interests first.

First Time Buyer Mortgage

Remortgage

Self Employed Mortgage

Buy to Let Mortgage

Bridging Loan

Adverse Credit Mortgages

Even if your credit record is not perfect, do not be discouraged from contacting us, because we have knowledge of specialist lenders who will look at each applicant on a case-by-case basis.

There are many reasons why an individual may have a poor credit history, and in some cases, there may be mitigating circumstances, which we can help to identify and explain on the mortgage application. For example, self-employed people may be adversely affected by clients who make late payments.

In other cases, financial difficulties may have arisen through events beyond your control, such as illness or redundancy. Some lenders will take into account reasonable explanations for your bad credit record, and may also consider how long ago the adverse events occurred, the amounts involved, and the severity of the issues.

Adverse credit does make it more difficult to secure a mortgage offer. However, at TMS, we can help you negotiate the maze of criteria and lenders, to find the most suitable product for you. For more information about how we can help you, please get in touch today.

Ready to take your first step? Let's get there, together.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.