Mortgage Broker Didcot

Choosing the right mortgage broker can save you a lot of time and money when it comes to buying a home. Without professional advice, you may end up with a deal that represents poor value for money, or is not best suited to your circumstances. A rejected application could even damage your credit score and future prospects of borrowing money.

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Here’s how Tulip Mortgage Services can help you

We are a team of mortgage advisors who have over 10 years of experience in matching the most suitable lenders and mortgage products with clients. We have access to a comprehensive range of lenders, and we understand their assessment criteria. Therefore, even if your circumstances are non-standard, we can offer expert guidance.

We will also be able to offer you advice about life insurance, critical illness cover, and mortgage protection insurance. Whether you are a first-time buyer, a buy-to-let landlord, looking to remortgage, or have a non-standard or adverse credit situation, we are here to help.

 

We will put your needs first

We understand that not everyone fits the ‘norm’ when it comes to financial circumstances, especially as we are living through turbulent times. However, your situation may not necessarily be a roadblock to getting on the property ladder.

During your first appointment, we will take the time to find out what your circumstances are, so we can offer the most appropriate service. For example, you may be discouraged from applying for a mortgage if you have a less than perfect credit rating.

However, not all lenders assess applicants using the same criteria, and some have a more flexible approach than others. For example, they may put more emphasis on your current income and outgoings, and how much deposit you are able to put down, than any adverse events on your credit record.

 

Why You Should Live in Didcot?

Located towards the south of Oxfordshire, Didcot is a former railway town connected to the railway since 1844. Didcot is home to a range of shopping facilities, railway museums, and other great attractions and events open all year round.

With a massive part of Didcot’s history based around the railway, it’s no surprise that Didcot has excellent railway services in place. The locals of Didcot can easily commute to London, Swansea, Cardiff, and Bristol through the Didcot Parkway Station. Alongside the regular train services, Didcot has excellent bus connections in and around the local areas. There are plenty of parking spaces in the town centre and major motorways nearby for car drivers, making it easy to get around.

Many nurseries and primary and secondary schools in the Didcot area offer great education facilities for children and young people. There are also local colleges and six form establishments for young adults looking to make the next move in their careers. 

Didcot is home to the Orchard Centre, a great shopping centre with outstanding retail and food and drink stores available to shop in. Didcot town centre also has independent community stores for people looking to support local businesses. 

People looking to move to Didcot have a lot to look forward to. There are excellent shopping facilities, local amenities, restaurants, cafes, and gyms nearby. The fantastic railway services within Didcot make it a sensible option for those looking for more affordable housing within commuting distance of some major parts of the UK.

Tulip Mortgage's Reviews

Emil Bujalski
Emil Bujalski
14/12/2022
I had a great experience with Tulip Mortgage. My broker was Stefan, who was very patient with me and very supportive during recent mayhem caused by 30 days of reign of Liz MisTrust. As first time buyer I had a lot of questions, some maybe trivial to others, but Stefan helped me at every step when I needed assistance. 1 week prior to mini budget disaster Stefan found me a mortgage for 157k, which was almost double then what my bank (NatWest) was offering me after 18 years of loyalty and 996 credit score with Experian. I ended up with other mortgage and other house, since the house for 157k wasn't available. But that should show to anyone in doubts, that broker will save you money on your mortgage. You can look up offers by yourself and you can be turned down, while broker can find you deal where you wouldn't even know you could look for one. And if you decide to get a broker service, I highly recommend Tulip Mortgage.
Asheika Rhoden
Asheika Rhoden
23/09/2022
I'd like to thank Louisa for all her support since 2020! In 2020, I and my family were able to get a mortgage. Though the odds were against us, Louisa was determined to find us a mortgage deal suitable for our circumstance. Just recently, we've successfully remortgaged at an even lower interest rate, thanks to Louisa for her diligence and determination. 😊
Astrid Hayles
Astrid Hayles
12/06/2022
I have just completed a mortgage with Louisa and if it wasn’t for her professional, calm and reassuring manner the process would have been a nightmare. When I needed something actioning or following up Louisa was on hand to help and I am extremely appreciative of the fact that she was an excellent choice. I received a first class service and will not hesitate to use her again or suggest her services to anyone in the future.
P R
P R
08/03/2022
We were recommended Louisa by a friend and really glad too. From the start, Louisa was a massive help to us - she helped us every step of the way and was always available whenever we needed her. Having her support and guidance made buying a house a really smooth process. Couldn't have done it without her!
Chris Rusher
Chris Rusher
19/01/2022
We would highly recommend Louisa as a mortgage advisor. She went above and beyond to help us secure our property as we had a lot of set backs and without her help we would have come to a stand still. She always responded to our emails quickly, she is helpful, kind, friendly and makes the whole process less stressful. Great service, lovely lady.
Will Nightingale
Will Nightingale
11/01/2022
Thoroughly recommended. Louisa makes the whole process very straightforward and stress-free.
Anders Lagerstedt
Anders Lagerstedt
04/12/2021
Very good, professional service. So glad I went with Tulip. Would definitely recommend!
Sylvester Anastasiou
Sylvester Anastasiou
30/11/2021
Great service always responded to any queries promptly. Would highly recommend their services
Jodie Zeepvat
Jodie Zeepvat
29/11/2021
We were recommended to Louisa by a friend and we are so happy they we were! Starting the process of moving when we were going to be in a chain and thinking of a new mortgage was pretty daunting! Louisa is professional, down to earth and really wanted to make sure she found the right deal for us. She kept us informed the whole way through as rates changed alot during the start of our application, her attentiveness to us to make sure we were still happy to go ahead was wonderful. Louisa never minds how many questions we ask of her and how many times she has to explain something to us! She was always so quick to respond to emails or talk through something on the phone if needed. We felt very safe in her hands and we would highly recommend her.

Our Mortgage Services in Didcot

We will make it our mission to understand exactly what your requirements are, and find a solution which is tailored to your needs. We don’t take commission from third parties to sell you products, so you can talk to us with the full confidence that we are putting your best interests first.

Expert advice for first time buyers

Renters will often assume that a mortgage is unaffordable and out their reach. However, as the cost of renting has soared over the past few years, you may well find that your mortgage repayments are less than your rent. Therefore, prospective first-time buyers may be surprised at what is available to them after a chat with a mortgage broker.

There are plenty of 95% mortgage deals on the market, which means that you only have to put down 5% of the property’s value as a deposit. If you have a family member or friend willing to act as a Guarantor, you may even be able to secure a 100% mortgage, with no need to save up for a deposit yourself.

A specialist broker will have instant access to an extensive range of mortgages suitable for first time buyers on the market, saving you hours of legwork, and providing information you otherwise would have missed out on.

If you would like some more information about what a specialist mortgage broker can do for you, please get in touch with our team of experts today.

 

Ready to take your first step? Let's get there, together.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.