Facebook Instagram Linkedin

SELF EMPLOYED

It is widely believed that self-employed individuals find it hard to get a mortgage. While the options do vary, there are a number of competitive solutions available.

Lets Talk!

At Tulip Mortgage Services we offer advice and have access to our panel of lenders who can help in a number of situations which may be faced by somebody who is self employed.

These include:

  • Lending against your most recent year’s income, rather than an average of the last two or three years – often a situation where the business has just become established and the latest year has increased
  • Lending against your company net profit – rather than just salary and dividends to reach a potentially more positive lending amount
  • Consideration of your daily rate if you’re a contractor.

Lenders will need to see specific documentation if you’re self-employed depending on your circumstances. One of our advisors can help prepare the required documents and help you provide the lender with the evidence they require.

What evidence do I need to provide the lender?

Most lenders will require your SA302 tax calculation and supporting tax overview. They will also usually require 6 months business & personal bank statements.

Your home may be repossessed if you do not keep up repayments on your mortgage

Ready to take the next step? Let's get there, together.

contact us

Fees and Services

Please see the downloadable document detailing our services and fees – Tulip Mortgages Services – Services and Fees

Services

Berkshire & Oxfordshire Locations

Wordpress

CONTACT Us

Email:  [email protected]
Phone: 07972 147748‬

Tulip Mortgage Services has no control or responsibility for the pages you are about to access, or to where any subsequent links may take you.

SUBSCRIBE TO OUR Newsletter

COMPLAINTS

Please see our complaints procedure here

Privacy Policy

The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

For our advice services we will charge a fee for establishing your needs, undertaking research, and making a
recommendation, we charge a fee up to £499. The fee is payable on application. You will not receive a refund if your
mortgage or loan does not go ahead.
We will tell you the fee before we start working for you.
We will also be paid a procuration fee by the lender. You will be told how much this is when we give you the mortgage
illustration. You can ask in advance the percentage (of the loan) each lender will pay us

Tulip Mortgage Services is a trading name of Louisa Way who is an Appointed Representative of PRIMIS Mortgage Network, a trading name of TenetLime Ltd. TenetLime Ltd is authorised and regulated by the Financial Conduct Authority

Your home may be repossessed if you do not keep up repayments on your mortgage.

© Tulip Mortgage Services 2025 | All Rights Reserved

Website developed by HypedMedia.com