Mortgage Broker Newbury

Our team of expert mortgage advisors in Newbury are highly experienced in finding the most suitable mortgage deals for you, whatever your circumstances. We have access to a comprehensive panel of lenders, and our friendly team will be on hand seven days a week to answer any queries you may have.

Get in touch for a free, no-obligation chat to see how we could help you. We are waiting for a message from you.

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Why choose us?

We will make it our mission to understand exactly what your requirements are, and find a solution which is tailored to your needs. We understand the importance of securing the most suitable mortgage deal, whether you are a first-time buyer, a buy-to-let landlord, or looking to remortgage.

We are also experienced in helping the self-employed and those with adverse credit records secure suitable mortgage deals. It is important to seek professional advice if you have non-standard circumstances, because some lenders may reject your application, which will negatively impact your credit history, making your situation even more difficult.

We Will Walk You Through Every Step

Applying for a mortgage can be a daunting prospect, especially if it is your first time, or your circumstances don’t fit the ‘norm’. We are professionals with over a decade of experience behind us, and will walk you through each step of the way.

Even if you think that a mortgage is out of your reach, you might be surprised after a chat with one of our brokers. For first time buyers, there is a range of options you may not have considered before. For example, we can arrange a 95% mortgage for you, meaning that you will only need to put down a deposit of 5% of the property’s value.

If you have a friend or family member willing to act as a guarantor, we can even offer a 100% mortgage in some circumstances. There are also government-backed schemes, such as the Shared Ownership scheme, which are available to first-time buyers to help them take their first step on the property ladder.

A common misconception is that it is difficult to get a mortgage if you are self-employed. However, self-employment is not an unusual situation these days, and with suitable advice, it doesn’t have to be a struggle to get a good mortgage deal.

At Tulip Mortgage Services, we have access to lenders who take a flexible approach to the self-employed. For example, they may consider your most recent year’s income, rather than a two- or three-year average, or consider your daily rate if you are a contractor.

Why You Should Live in Newbury?

A picturesque market town in Berkshire, Newbury has a lot to offer, with excellent transport links to London, a great local community, and many events and attractions to see and do.

Newbury is well known for its history, with fantastic castles and historic theatres nearby, there’s bound to be something to get your imagination flowing.

The local community in Newbury is thriving with regular events organised, so whether you’re interested in the arts, want to learn more about the history of Newbury, or want to get more involved in community projects, Newbury is home to it all. If you’re also looking for places to eat and drink, Newbury has a range of local pubs, restaurants, and cafes, from traditional pub food to more modern eateries.

Transport in and around the Newbury area is well supported by the local train station, offering regular and reliable trains to and from London and other major parts of the country. Locally, Newbury has excellent bus services, which allow you to go out and explore. Driving in and around Newbury is easy for car users with the M4 on their doorstep.

Newbury has many primary and secondary schools, and there are certain to be excellent education facilities within your catchment area.

Newbury has a lot to offer for new home buyers and those looking to relocate alike. For more information, get in touch with us to see how Newbury can be just the place for you.

Tulip Mortgage's Reviews

    
 
 
        
   Emil Bujalski 
 14/12/2022
 
 
  I had a great experience with Tulip Mortgage. My broker was Stefan, who was very patient with me and very supportive during recent mayhem caused by 30 days of reign of Liz MisTrust.
As first time buyer I had a lot of questions, some maybe trivial to others, but Stefan helped me at every step when I needed assistance.
1 week prior to mini budget disaster Stefan found me a mortgage for 157k, which was almost double then what my bank (NatWest) was offering me after 18 years of loyalty and 996 credit score with Experian.
I ended up with other mortgage and other house, since the house for 157k wasn't available. But that should show to anyone in doubts, that broker will save you money on your mortgage. You can look up offers by yourself and you can be turned down, while broker can find you deal where you wouldn't even know you could look for one.
And if you decide to get a broker service,  I highly recommend Tulip Mortgage.
  
 
       
   Asheika Rhoden 
 23/09/2022
 
 
  I'd like to thank Louisa for all her support since 2020! In 2020, I and my family were able to get a mortgage. Though the odds were against us, Louisa was determined to find us a mortgage deal suitable for our circumstance. Just recently, we've successfully remortgaged at an even lower interest rate, thanks to Louisa for her diligence and determination. 😊
  
 
       
   Astrid Hayles 
 12/06/2022
 
 
  I have just completed a mortgage with Louisa and if it wasn’t for her professional, calm and reassuring manner the process would have been a nightmare. When I needed something actioning or following up Louisa was on hand to help and I am extremely appreciative of the fact that she was an excellent choice. I received a first class service and will not hesitate to use her again or suggest her services to anyone in the future.
  
 
       
   P R 
 08/03/2022
 
 
  We were recommended Louisa by a friend and really glad too. From the start, Louisa was a massive help to us - she helped us every step of the way and was always available whenever we needed her. Having her support and guidance made buying a house a really smooth process. Couldn't have done it without her!
  
 
       
   Chris Rusher 
 19/01/2022
 
 
  We would highly recommend Louisa as a mortgage advisor. She went above and beyond to help us secure our property as we had a lot of set backs and without her help we would have come to a stand still. She always responded to our emails quickly, she is helpful, kind, friendly and makes the whole process less stressful. Great service, lovely lady.
  
 
       
   Will Nightingale 
 11/01/2022
 
 
  Thoroughly recommended. Louisa makes the whole process very straightforward and stress-free.
  
 
       
   Anders Lagerstedt 
 04/12/2021
 
 
  Very good, professional service. So glad I went with Tulip. Would definitely recommend!
  
 
       
   Sylvester Anastasiou 
 30/11/2021
 
 
  Great service always responded to any queries promptly. Would highly recommend their services
  
 
       
   Jodie Zeepvat 
 29/11/2021
 
 
  We were recommended to Louisa by a friend and we are so happy they we were! Starting the process of moving when we were going to be in a chain and thinking of a new mortgage was pretty daunting!

Louisa is professional, down to earth and really wanted to make sure she found the right deal for us. She kept us informed the whole way through as rates changed alot during the start of our application, her attentiveness to us to make sure we were still happy to go ahead was wonderful.

Louisa never minds how many questions we ask of her and how many times she has to explain something to us! She was always so quick to respond to emails or talk through something on the phone if needed.

We felt very safe in her hands and we would highly recommend her.
  
 
  
  
 
 
   Google rating score: 5.0 of 5, based on 29 reviews

Our Mortgage Services in Newbury

We will make it our mission to understand exactly what your requirements are, and find a solution which is tailored to your needs. We don’t take commission from third parties to sell you products, so you can talk to us with the full confidence that we are putting your best interests first.

First Time Buyer Mortgage

Remortgage

Self Employed Mortgage

Buy to Let Mortgage

Bridging Loan

Insurance Policies for Peace of Mind

We can also advise you on the most appropriate insurance policies to take out on your mortgages, such as Life Cover, Income Protection, or Critical Illness Cover. These policies are designed to ensure that you can continue to meet the mortgage repayments if you are unable to work due to illness or injury.

Everyone’s circumstances are different, and our team of expert brokers understand that these are not one-size-fits-all products. We will take into account your personal circumstances before making a recommendation, which will give peace of mind to you and your family whatever the future may bring.

If you would like to find out how we can help you, please get in touch today.

Ready to take your first step? Let's get there, together.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.