Mortgage Broker Abingdon

Buying your first home doesn’t have to be a hassle if you choose the right mortgage broker. At Tulip Mortgages, we can offer you expertly researched advice to help you find the most suitable products on the market.

Starting with a friendly chat with one of our experienced brokers, you will be walked through every step of the way.

Send Us a Message!

A mortgage to match your needs

We will take the time to really understand your circumstances, so we can match you to the most suitable providers and lenders. We welcome the self-employed, first-time buyers, buy-to-let landlords, and re-mortgaging clients. If you have an adverse credit record, we can offer expert advice, and have access to lenders who specialise in non-standard cases.

We are not a team of salespeople; we are a team of financial professionals with over 10 years of experience in the industry.

A mortgage may be more accessible than you think

As a first-time buyer, you might have heard some of the most common myths and misconceptions about getting a mortgage. It is often repeated that you need to have a 20% deposit for example. This is not true! While the average deposit may be 20%, as a first-time buyer you can get a mortgage with a 5% deposit.

These are known as 95% mortgages, where the lender will let you borrow 95% of the value of the home. There are plenty of lenders and government backed schemes who will help you get on the property ladder with just a 5% deposit, making home ownership more accessible and affordable to thousands of people.

We can also offer advice about Shared Ownership mortgages. This is where you buy a share in a property, and pay rent to a landlord for the rest. You can take out a mortgage to buy a share, usually between 25%-75% of the total value of the property. You will also be able to ‘staircase’ your mortgage, so you can buy a larger share in affordable stages.

Why You Should Live in Abingdon?

Abingdon, a historic town, can be found on the River Thames. Once home to the Romans, Abington is now a peaceful but bustling market town.

The town of Abingdon has lots to offer to the locals. Why not visit the historic Abingdon Abbey, brought back to life in the 10th century after Henry VIII no longer wanted to use the Abbey. There are plenty of other museums and churches to visit for those history buffs looking to move into the area.

If you’re looking for something a little different, Abingdon has plenty of independent and niche shops to visit mixed in with the regular chain shops you can find elsewhere, a mix of shops, restaurants, cafes, and pubs; there’s something for everyone.

Abingdon does not have a train station of its own. However, only a short hop away are several train stations in adjacent towns linked up via bus to Abingdon, so it’s easy to get around. For those looking to commute to London, regular trains run from nearby train stations and take just over 1 hour to get into the heart of London.

Abingdon is also well served in primary and secondary schools catering to children of all ages. Ofsted reports show several ‘Outstanding’ schools in the local area.

Abingdon is the perfect area for those looking to live in a quaint, beautiful, and historic town with all the amenities nearby.

Tulip Mortgage's Reviews

    
 
 
        
   Emil Bujalski 
 14/12/2022
 
 
  I had a great experience with Tulip Mortgage. My broker was Stefan, who was very patient with me and very supportive during recent mayhem caused by 30 days of reign of Liz MisTrust.
As first time buyer I had a lot of questions, some maybe trivial to others, but Stefan helped me at every step when I needed assistance.
1 week prior to mini budget disaster Stefan found me a mortgage for 157k, which was almost double then what my bank (NatWest) was offering me after 18 years of loyalty and 996 credit score with Experian.
I ended up with other mortgage and other house, since the house for 157k wasn't available. But that should show to anyone in doubts, that broker will save you money on your mortgage. You can look up offers by yourself and you can be turned down, while broker can find you deal where you wouldn't even know you could look for one.
And if you decide to get a broker service,  I highly recommend Tulip Mortgage.
  
 
       
   Asheika Rhoden 
 23/09/2022
 
 
  I'd like to thank Louisa for all her support since 2020! In 2020, I and my family were able to get a mortgage. Though the odds were against us, Louisa was determined to find us a mortgage deal suitable for our circumstance. Just recently, we've successfully remortgaged at an even lower interest rate, thanks to Louisa for her diligence and determination. 😊
  
 
       
   Astrid Hayles 
 12/06/2022
 
 
  I have just completed a mortgage with Louisa and if it wasn’t for her professional, calm and reassuring manner the process would have been a nightmare. When I needed something actioning or following up Louisa was on hand to help and I am extremely appreciative of the fact that she was an excellent choice. I received a first class service and will not hesitate to use her again or suggest her services to anyone in the future.
  
 
       
   P R 
 08/03/2022
 
 
  We were recommended Louisa by a friend and really glad too. From the start, Louisa was a massive help to us - she helped us every step of the way and was always available whenever we needed her. Having her support and guidance made buying a house a really smooth process. Couldn't have done it without her!
  
 
       
   Chris Rusher 
 19/01/2022
 
 
  We would highly recommend Louisa as a mortgage advisor. She went above and beyond to help us secure our property as we had a lot of set backs and without her help we would have come to a stand still. She always responded to our emails quickly, she is helpful, kind, friendly and makes the whole process less stressful. Great service, lovely lady.
  
 
       
   Will Nightingale 
 11/01/2022
 
 
  Thoroughly recommended. Louisa makes the whole process very straightforward and stress-free.
  
 
       
   Anders Lagerstedt 
 04/12/2021
 
 
  Very good, professional service. So glad I went with Tulip. Would definitely recommend!
  
 
       
   Sylvester Anastasiou 
 30/11/2021
 
 
  Great service always responded to any queries promptly. Would highly recommend their services
  
 
       
   Jodie Zeepvat 
 29/11/2021
 
 
  We were recommended to Louisa by a friend and we are so happy they we were! Starting the process of moving when we were going to be in a chain and thinking of a new mortgage was pretty daunting!

Louisa is professional, down to earth and really wanted to make sure she found the right deal for us. She kept us informed the whole way through as rates changed alot during the start of our application, her attentiveness to us to make sure we were still happy to go ahead was wonderful.

Louisa never minds how many questions we ask of her and how many times she has to explain something to us! She was always so quick to respond to emails or talk through something on the phone if needed.

We felt very safe in her hands and we would highly recommend her.
  
 
  
  
 
 
   Google rating score: 5.0 of 5, based on 29 reviews

Our Mortgage Services in Abingdon

When we say we are unbiased, that’s exactly what we mean! We are fully independent, meaning we don’t take a commission from a limited range of lenders who might offer you a worse deal than some mortgage brokers do. Our advice is impartial, and we will look at thousands of options to find the most suitable and best value deal for you.

We are not a team of salespeople; we are a team of financial professionals with over 10 years of experience in the industry. We have no hidden incentives to recommend you certain products and lenders, so you can be assured that we have your best interests at heart.

First Time Buyer Mortgage

Remortgage

Self Employed Mortgage

Buy to Let Mortgage

Bridging Loan

A mortgage for adverse credit

If you have a less than perfect credit record, you may be discouraged from applying for a mortgage, because a refusal can damage your record even further. We are able to offer advice about the next steps you can take to potentially secure a mortgage, and you can be assured we will be non-judgemental about your circumstances.

Certain lenders are more flexible in their attitudes to clients with poor credit history than others, and they all have slightly different assessment criteria. Here at TMS, we have experience of working with these lenders, and we will have knowledge about which ones might be likely to accept your application.

If you need to arrange a bridging loan

If you need to buy a property before you have sold another, you may need a short-term loan to bridge the gap. This is known as a bridging loan, and our advisors can help you to arrange it.

If you would like any more information about how we can help you, please get in touch today.

Ready to take your first step? Let's get there, together.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.