House Prices Begin To Slide In Wales and South West
The long-predicted slowdown in the UK property market is already starting to take effect, the Financial Times reports. According to the latest figures from Zoopla, sellers are being forced to reduce their asking prices for the first time in 18 months, at least in some areas of the country. The publication also notes that the […]
When Should You Remortgage Your Home?
There are several reasons why you might want to remortgage your property. The most common one is simply that your current deal has come to an end, and you want to shop around for a better rate. It can also be done to raise capital against the property. Whatever the reason, there’s a few points […]
How To Prepare For A Mortgage If You’re Self-Employed
The process of applying for a mortgage when you are self-employed is a little more difficult than if you were an employee. However, it’s still a perfectly achievable goal, especially if you have been self-employed for two or more years, and can provide evidence of a regular income. Lenders will class you as self-employed if […]
Have We Hit Peak Property Market Fever?
The UK housing market has been enjoying an unprecedented boom during the last two years, fuelled by the pent-up demand from the lockdowns, and the stamp duty holiday. House prices have soared by a year-on-year average of 9.4% in England, according to the Office for National Statistics (ONS). This translates to the average home in […]
What Are The Advantages Of A Shared Ownership Mortgage?
A shared ownership mortgage is an option for first time buyers, who cannot finance an outright mortgage. It allows the occupier to take out a mortgage on a share of the property, and pay rent to a local housing association on the rest. This is a way of enabling those on low incomes, or with […]
How To Reduce Stress When Buying A House
There’s no getting away from the fact that buying a house can be incredibly stressful, especially if you’ve never gone through the process before and are doing it alone. There’s a lot that needs to be sorted out and arranged and it can be a lengthy process, so it’s important to make sure you’re managing […]
