Mortgage Broker Wallingford

Your mortgage will probably be the biggest financial commitment you ever make. Getting the most suitable deal starts with getting sound advice, which is why it is important to choose your mortgage broker carefully. Be assured that by contacting TMS, you will be talking to an experienced professional broker, and not a salesperson.

Whatever your situation, get in touch and let’s see how we can help.
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A service that starts with your needs

Applying for a mortgage is a big step, especially if your situation is not run of the mill. We will help you to achieve your goals every step of the way, starting with a chat with one of our expert advisors. We will take the time to understand your specific circumstances, and match you with the most suitable lenders and products.

We are pleased to help first-time buyers, those seeking to remortgage, the self-employed, buy-to-let landlords, those seeking a bridging loan, and those with adverse credit records. Whatever your situation, get in touch and let’s see how we can help. We will also offer advice on mortgage protection, such as critical illness cover.

First-Time Buyer Mortgages

If you are taking your first steps onto the property ladder, the process can seem a bit daunting. After a chat with one of our advisors, we hope that many of your concerns will be put to rest, and you can be on the way to purchasing your ideal home, as thousands of other people do every year.

Firstly, we’ll help you work out what you can afford, by taking into account your unique financial situation. This will usually be your income, outgoings, and how much deposit you can put down. There are also plenty of mortgage calculator tools online to help you do this.

Once you have an idea of your budget, you can start the fun part! Make a list of your ‘nice to haves’ and ‘must haves’ for your home, and get searching. Once you have found something that ticks all the boxes, you can put an offer in. We can arrange an ‘Agreement in Principle’, which is a provisional offer from a mortgage lender.

Why You Should Live in Wallingford?

Located on the banks of the River Thames, Wallingford is becoming an increasingly popular area for families and retirees to move to.

With many grade-listed buildings, such as the Town Hall, a grade I-listed building, and the Corn Exchange Theatre, a grade II-listed building, you won’t be short of finding historic structures and artefacts to explore in Wallingford.

Wallingford is a picturesque and historic area, something you’d likely see on the back of a postcard. It’s beautiful homes and likely to have you mesmerised.

Not only does Wallingford have the beauty and the history behind it, but there are a great variety of amenities, restaurants, and shops. Here are a few of our favourite locations to visit:

The Boat House
Busy Brush
The Cartshed

Wallingford is probably most famous for its inspiration and location for Midsomer Murders. However, there are a significant number of other local attractions which are perfect to visit and explore, such as the Wallingford Castle and the Wallingford Museum; there’s something to keep everyone entertained.

Although Wallingford doesn’t have its train station, local connections to London and further afield are only a few miles away. You can visit the busy centre of London and return home to the peaceful countryside in no time.

If education is a crucial component in buying a property in Wallingford, you’ll be glad to hear that Wallingford schools have an excellent reputation, providing high standards of teaching to the young people of Wallingford.

Tulip Mortgage Services Reviews

Our Mortgage Services in Wallingford

We will make it our mission to understand exactly what your requirements are, and find a solution which is tailored to your needs. We don’t take commission from third parties to sell you products, so you can talk to us with the full confidence that we are putting your best interests first.

First Time Buyer Mortgage

Remortgage

Self Employed Mortgage

Buy to Let Mortgage

Bridging Loan

Adverse Credit Mortgages

Even if your credit record is not perfect, do not be discouraged from contacting us, because we have knowledge of specialist lenders who will look at each applicant on a case-by-case basis.

There are many reasons why an individual may have a poor credit history, and in some cases, there may be mitigating circumstances, which we can help to identify and explain on the mortgage application. For example, self-employed people may be adversely affected by clients who make late payments.

In other cases, financial difficulties may have arisen through events beyond your control, such as illness or redundancy. Some lenders will take into account reasonable explanations for your bad credit record, and may also consider how long ago the adverse events occurred, the amounts involved, and the severity of the issues.

Adverse credit does make it more difficult to secure a mortgage offer. However, at TMS, we can help you negotiate the maze of criteria and lenders, to find the most suitable product for you. For more information about how we can help you, please get in touch today.

Ready to take your first step? Let's get there, together.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.