ADVERSE CREDIT
Obtaining a mortgage has grown increasingly difficult in recent years, not just as a result of rising housing prices, but also as a result of tighter lending requirements set by lenders following the mortgage market review.
If you have a bad credit rating, it can be very discouraging when trying to secure a mortgage, regardless of the size of your deposit or the amount income you receive.
We have great relationships with lenders who are more accepting of adverse credit. We will begin by providing you with impartial advice regarding your potential to obtain a mortgage so that you do not worsen your situation by going to a lender and having your application refused.
What causes adverse credit?
There are a number of factors that go into determining your credit score; some of the most prominent reasons for people having bad credit include:
It’s also worth mentioning that if you’ve never taken out credit before, you can be turned down for specific finance solutions because you haven’t yet established a credit history.
Your home may be repossessed if you do not keep up repayments on your mortgage
Please see the downloadable document detailing our services and fees – Tulip Mortgages Services – Services and Fees
Email: [email protected]
Phone: 07972 147748
Tulip Mortgage Services has no control or responsibility for the pages you are about to access, or to where any subsequent links may take you.
The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
For our advice services we will charge a fee for establishing your needs, undertaking research, and making a
recommendation, we charge a fee up to £499. The fee is payable on application. You will not receive a refund if your
mortgage or loan does not go ahead.
We will tell you the fee before we start working for you.
We will also be paid a procuration fee by the lender. You will be told how much this is when we give you the mortgage
illustration. You can ask in advance the percentage (of the loan) each lender will pay us
Tulip Mortgage Services is a trading name of Louisa Way who is an Appointed Representative of PRIMIS Mortgage Network, a trading name of TenetLime Ltd. TenetLime Ltd is authorised and regulated by the Financial Conduct Authority
Your home may be repossessed if you do not keep up repayments on your mortgage.
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